Client Portal

Welcome to
WinFall Financial

Investments For The Working-Class!

We’re a Registered Investment Advisory dedicated to closing the wealth-gap that exist within our underprivileged communities. 

 

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Financial Solutions for the
Working Class

Personal
Finance & Tax Solutions

We specialize in designing tailor-made financial plans that not only meet, but often exceeds the needs of our clients and their families. Also, as tax professionals, we not only provide tax preparation services, we also provide meaningful advice to our clients and design complex tax-mitigation strategies that will increase the overall tax-efficiency of their portfolio.

Save for Your Dream Home!

Often, our clients have goals that they would like to achieve, such as buying their dream home , a dream car, or to save for child's college education. We provide comprehensive financial planning solutions for our clients to help them best achieve their financial goals. We achieve this feat by providing our clients services that other firms fail to provide, like Credit Repair, Debt Management & Budgeting, and Tax Preparation solutions.

Investment Adviser Services for the Working Class

As a registered investment advisor in the state of New Jersey, Investments are at our core. We are partnered with Charles Schwab as a custodian for our clients' assets. We offer a wide-range of investment solutions tailor made to meet our clients' unique needs.

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Get on Track
Personal Finance

From Budgeting to debt free

We leverage today’s technology to deliver information and experiences that helps you be financially secure and to keep balance of your hard earned money.

Retirement Planning for the Working Class

pensions, 401K, 403B, 457 plans, Traditional IRA, Roth IRA, SEP

At WinFall, we analyze and develop comprehensive retirement strategies for clients of all walks in life. ​​ Whether is pension, 401K, 403B, 457 plans, Traditional IRA, Roth IRA, our advisors will make sure your family is well taken care of.

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Tax Preparation & Tax Planning

1040 Tax filing . Tax planning and optimization strategies.

We offer our clients simple tax preparation and filing services. Taxes have the potential to derail a financial plan so its important for advisors to understand our clients potential tax liabilities. For more complex tax cases, we may encourage our clients to consult with their preferred tax professional. For the benefit of our clients, we’ll also work jointly with their preferred professionals to ensure our client’s best interests being met.

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Powered by Charles Schwab & Co.

Investment
Advisory Services & Financial Planning

With our custodial partners at Charles Schwab & Co., the investment strategies and options we offer are limitless. Pricing is based on Assets Under Management (AUM) and begin at 1.25% for assets under $500K. Financial Planning pricing can be either hourly at a rate between $150 to $300 p/hour or a flat fee for the desired plan based on the complexity of the project.
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With a Chartered Federal Employee Benefits Consultant

Federal & State
Employee Benefits Consultancy

As part of our working-class business model, we also specialize in government employee benefits; both Federal and State. Whether its FERS, CSRS, TSP, PERS, TPAF, or PFRS, our advisers will provide the professional consultancy your family needs to maximize your retirement. Government employees receive a free consultation and a full benefits analysis at no additional cost. This is our way of saying, "Thank You for your Service!"
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Be your own boss

Small Business
Consultancy

What makes our firm truly dedicated to the working-class is our commitment to helping families build assets. By assets, we are not just referring to buying a house or dream car, we also provided professional small business consultancy. Our services include Assistance with business filings, Business plan creation, bookeeping, and tax planning. Our Small Business Consultancy service is part of our financial advisory offering and is intended to provide clients with a strong starting-point for their small business. Clients interested in Small Business consultancy will be billed either hourly or on a flat-fee based on the complexity of the project.
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With Protection Plus Audit Protection

Tax Preparation &
Filing

We offer our clients tax preparation and filing services. Starting at $190 for simple 1040 returns. Schedule C & 1065 returns for small business owners will incur additional charges as we charge based on the complexity of the returns on a Per-Form basis. All our tax preparation services include Audit Protection & Identify Theft Restoration at no additional cost.
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A Simple Process

This page is currently under construction and prices and fees will be available upon approval from our governing state agency. We only offer tax preparation services at this time.​​

1

Meet our
best financial expert

Schedule an virtual introductory meeting from the comfort of your own home.

2

Work on
a customized plan

Gain access to our client portal and securely upload the documents your adviser needs to begin working on your custom financial plan.

3

Get control
& achieve your goals

Take action and put your financial plan in motion.
Did you know?

In 2019, Vanguard issued a whitepaper report and assessed the value a Financial Advisor adds to the clients’ portfolio to be near 3% net return per year. Depending on the client’s unique financial profile and investment goals.

Fee-Based Financial Plans

At WinFall Financial, we are fiduciaries which means we are both, legally and ethically bound to put our client’s interest first. We are a completely independent financial services firm and do not have any ties to broker-dealers that may present potential conflicts of interest. 
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Flat-Fee

We offer flat-fee financial plans that vary based on the complexity of the client’s financial case. Stand-alone services like Credit-repair services are also billed as part of a financial plan based on a flat-fee. 

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Assets Under Management

We also offer clients investment solutions that are based on the value of the of the client’s portfolio managed by WinFall Financial. Financial planning services are included for all clients with assets under management.

Book Your Free 30-Min Consultation

Recent Posts

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December 28, 2021

10 Things Every Taxpayer Needs to Know About the Pension Law

10 Things Every Taxpayer Needs to Know About the Pension LawBy: Maggie Beetz The Pension Protection Act, signed into law on August 17, 2006, is designed to address the nation-wide problem of under-funded pension plans. The law penalizes noncompliant companies and encourages employee contributions, but many of the changes directly impact taxpayers of all ages, […]
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January 13, 2019

10 Ways to Cut Your Property Taxes

10 Ways to Cut Your Property Taxes By: Paul Wilson Property taxes are decided collectively by school boards, town boards, legislators, and councils. The tax rate is set by collating the amount of funds an area needs. This is then divided that by the “total taxable” assessed value of the area. The tax an individual […]
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January 13, 2019

Beating Debt with a Stick

Beating Debt with a Stick By: Tom Justice Debt is a Product in America. The #1 sickness in America concerning finances right now is debt. Debt is a product in our culture and it is vigorously aimed at you and me everyday, everywhere. As a society, we borrow more money than the last two generations […]
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January 13, 2019

Fantasy Credit Report

More than 70% of all U.S. citizens with credit reports have false or out of date items on their credit file. By spotting these items early and taking the appropriate steps to remove them you can improve your credit rating. What else can you do? Develop a personalized budget. It will take a couple months of re-adjusting but will help you to see where your money is going and begin to mature your spending habits.
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January 13, 2019

How to Increase Your Income, Lower Your Taxes and Help Your Favorite Charity

Gift annuities are easy to set up. You simply transfer property to the charity and the charity promises to pay a given amount monthly, quarterly, semi-annually or annually to you for as long as you live. Alternatively, you could elect to have the payments paid to you and another person for as long as you both live. Or you could elect to have the payments made to you for the rest of your life and then to the second person for the rest of their life. But the maximum number of people per gift annuity is two.
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January 13, 2019

Life Insurance – Money Saving Top Tips

More and more people are buying life insurance online and the numbers seem to be doubling every two years. The reasons are clear. Prices are lower on the Internet and life insurance is fundamentally a simple insurance product. Despite the underlying simplicity of life insurance, most web sites channel their online clients through a telephone based help and advice service manned by experienced personnel. They represent your safety net so if a little technical knowledge is called for, help is at hand.

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