Ever heard the expression “Cooking is an art and baking is a science”, well Personal Finance is also an art, and accounting is more of a science. (I was always my mom’s artistic child)
Every client’s financial profile is unique and can be viewed as a blank canvas. With our expertise and tools, together with our clients, we have the opportunity to create a beautifully-unique artwork that really puts their financial picture into perspective.

One of the questions I get asked often is the “Why” question. “Why did you enter the personal finance industry?” My money story is the reason why I entered this industry. When I was younger (many many moons ago), I always wanted to work in services that truly impact people’s lives. I enlisted in the US Marine Corps. shortly after high-school and received an Honorable Discharge. After my discharge, I was recruited to work for the government. At this point, I was in my early twenties, earning a decent salary, living on my own with my then-girlfriend (now wife), without a care in world. After a couple of years together we married, bought a home, welcomed our first daughter, and of course our bills grew exponentially. 

As time passed, I noticed every major argument between my wife and I was about bills, bills,… and more bills. Growing up, our parents were not wealthy, nor did they teach us how to manage money; we had to figure this stuff out on our own, quickly. As bills pilled up and loans defaulted, we saw our finances were spiraling out of control.

It was then that decided to use my GI Bill education benefit to finish my college degree. Since I was fortunate to have a stable career, I decided to major in “something I can use in my real life” – the obvious choice was Finance. It was then that I realized how much “I didn’t know” and wondered why this stuff wasn’t taught to us. Moreover, I began to empathize with the millions of working class families that were systematically plagued by the same lack of financial literacy as my family. 

I was then that my journey to cure the plague of financial illiteracy within working-class communities began.

I graduated from Rutgers – The State University of New Jersey where I completed a Bachelor of Science degree in Finance with a concentration in Entrepreneurship.

I currently hold a Series 7 General Securities license and a Series 66. I also hold active Life, Health, & Accident insurance licenses in the states of NJ.